Do you have Unclaimed Money out there?

As a responsible citizen of our great country it is my patriotic duty, especially around the 4th of July, to let you know that you might have unclaimed money from the government, banks, credit unions and other sources.

Where does someone look for unclaimed money? And (maybe more importantly), how can you avoid scams related to unclaimed funds? At this time the government does not have one central website for finding unclaimed money by name, Social Security number, or state. To find unclaimed money from the government, start with the state of Nevada, and if you came to Nevada from another state (s) check with them as well. I had a friend a few years back learn that the State of Nevada was holding onto money from a bank account she had completely forgotten about, which the bank closed due to inactivity.

Here are a number of sources you should consider checking:

States’ Unclaimed Money – Search the Nevada’s listing of unclaimed funds and property at https://nevadatreasurer.gov/UPSearch/ Unpaid Wages

Are you owed any back wages from your employer or past employer? Search the Wage and Hour Division’s (WHD’s) database of workers for whom it has money waiting to be claimed. WHD is a part of the U.S. Department of Labor. http://webapps.dol.gov/wow/

VA Life Insurance Funds – Search the U.S. Department of Veterans Affairs for unclaimed insurance funds that are owed to some current or former policyholders or their beneficiaries at https://www.insurance.va.gov/

UnclaimedFunds/ Pensions from Former Employers – Search for unclaimed pension money from companies that went out of business or ended a defined plan at https://www.pbgc.gov/wr/missingp/help-with-missing-participant-search

Bank Failures – Search the Federal Deposit Insurance Corporation (FDIC) for unclaimed funds from failed financial institutions.  https://closedbanks.fdic.gov/funds/

Credit Union Failures– Find unclaimed deposits from credit unions. https://www.ncua.gov/services/Pages/asset-management/unclaimed-deposits.aspx

SEC Claims Funds – The Securities and Exchange Commission (SEC) lists enforcement cases where a company or person owes investors money. https://www.sec.gov/divisions/enforce/claims.htm

Mortgage FHA Insurance Refunds – If you had an FHA-insured mortgage, you may be eligible for a refund from the U.S. Department of Housing and Urban Development (HUD). Search the HUD database where you will need your FHA case number to find any money owed to you. https://entp.hud.gov/dsrs/refunds/

Savings Bonds – Find the value of your paper savings bond. Also replace a lost, stolen, or destroyed paper savings bond. https://treasurydirect.gov/indiv/research/indepth/ebonds/res_e_bonds_eereplace.htm

Every year, the Internal Revenue Service (IRS) has millions of dollars in tax refunds that go undelivered or unclaimed. Refund checks are mailed to your last known address. If you move without notifying the IRS or the U.S. Postal Service (USPS), your refund check may be returned to the IRS. If you were expecting a federal tax refund and did not receive it, check the IRS’ “Where’s My Refund” page at https://www.irs.gov/refunds .   Enter your Social Security number, filing status, and the exact whole dollar amount of your refund. You may be prompted to change your address online.

This is very important! There are scammers out there ready to prey on unsuspecting people. Beware of people that pretend to be the government and offer to send you unclaimed money for a fee. These scammers use a variety of tricks to get your attention, but their goal is the same: to get you to send them money. Government agencies will not call you about unclaimed money or assets. The Federal Trade Commission (FTC) provides tips on how you can avoid government imposter scams at http://www.consumer.ftc.gov/articles/0048-government-imposter-scams

Now that you’ve found your unclaimed funds, are you ready to buy or sell a home? Do you have a need for commercial / industrial / retail space? We can help you with that… just call us at 702 SELL NOW or click on this link to my website http://www.702SellNow.com

Choose to have an amazing day…..Jeff

Author: The Jeff Howard Group powered by Keller Williams Realty Las Vegas

I moved to Las Vegas in 1993 and I have been investing in Real Estate since 2003. I believe in creating win-win scenarios whenever I buy or sell any real estate. I have owned over 50 properties in Idaho, Ohio, South Carolina, Rhode Island, Massachusetts and Nevada. Whether you're ready to invest in the Las Vegas valley, or if you want to buy or sell a home here, as your Realtor, I will help you make great decisions and add to your bottom line. Call me today to talk about your next real estate move. 702 SELL NOW (702-735-5669). To see what my past clients have said about my, be sure to visit http://www.JeffHoward.reviews

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